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Could use some help on these problems to make sure I did them right:Chap 1 2. Lanni Products is a start-up computer software development firm. It currently owns computer equipment worth $30,000 and has cash on hand of $20,000 contributed by Lanni’s owners. For each of the following transactions, identify the real and/or financial assets that trade hands. Are any financial assets created or destroyed in the transaction?a. Lanni takes out a bank loan. It receives $50,000 in cash and signs a note promising to pay back the loan over three years.b. Lanni uses the cash from the bank plus $20,000 of its own funds to finance the development of new financial planning software.c. Lanni sells the software product to Microsoft, which will market it to the public under the Microsoft name. Lanni accepts payment in the form of 1,500 shares of Microsoft stock.d. Lanni sells the shares of stock for $80 per share and uses part of the proceeds to pay off the bank loan.3. Reconsider Lanni Products from Problem 2.a. Prepare its balance sheet just after it gets the bank loan. What is the ratio of real assets to total assets?b. Prepare the balance sheet after Lanni spends the $70,000 to develop its software product. What is the ratio of real assets to total assets?c. Prepare the balance sheet after Lanni accepts the payment of shares from Microsoft. What is the ratio of real assets to total assets?8. We noted that oversight by large institutional investors or creditors is one mechanism to reduce agency problems. Why don’t individual investors in the firm have the same incentive to keep an eye on management?13. Firms raise capital from investors by issuing shares in the primary markets. Does this imply that corporate financial managers can ignore trading of previously issued shares in the secondary market?Chap 2 1. A municipal bond carries a coupon rate of 6 ¼% and is trading at par. What would be the equivalent taxable yield of this bond to a taxpayer in a 35% tax bracket?7. a. What was the firm’s closing price yesterday?b. How many shares could you buy for $5,000?c. What would be your annual dividend income from those shares?d. What must be its earnings per share?20. What would you expect to happen to the spread between yields on commercial paper and Treasury bills if the economy were to enter a steep recession?Chap 33. Dée Trader opens a brokerage account, and purchases 300 shares of Internet Dreams at $40 per share. She borrows $4,000 from her broker to help pay for the purchase. The interest rate on the loan is 8%.a. What is the margin in Dée’s account when she first purchases the stock?b. If the share price falls to $30 per share by the end of the year, what is the remaining margin in her account? If the maintenance margin requirement is 30%, will she receive a margin call?c. What is the rate of return on her investment?7. You are bullish on Telecom stock. The current market price is $50 per share, and you have $5,000 of your own to invest. You borrow an additional $5,000 from your broker at an interest rate of 8% per year and invest $10,000 in the stock.a. What will be your rate of return if the price of Telecom stock goes up by 10% during the next year? (Ignore the expected dividend.)b. How far does the price of Telecom stock have to fall for you to get a margin call if the maintenance margin is 30%? Assume the price fall happens immediately.13. Here is some price information on Fincorp stock. Suppose first that Fincorp trades in a dealer market.BidAsked55.2555.50a. Suppose you have submitted an order to your broker to buy at market. At what price will your trade be executed?b. Suppose you have submitted an order to sell at market. At what price will your trade be executed?c. Suppose you have submitted a limit order to sell at $55.62. What will happen? d. Suppose you have submitted a limit order to buy at $55.37. What will happen?19. If you place a stop-loss order to sell 100 shares of stock at $55 when the current price is $62, how much will you receive for each share if the price drops to $50?a. $50.b. $55.c. $54.87.d. Cannot tell from the information given.

 

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August 2, 2022by

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The Fox and the GoatOne day a fox was nosing around a well. By accident, his foot slipped ona wet stone and he fell in. The water wasn’t deep, but the well was. Though thefox tried and tried, he could not get out of the well.“What are you doing down there?” he heard someone ask.Upon looking up, the fox saw a goat peering at him. Quickly, the foxreplied, “Enjoying myself! They say there will be no rain for a long time, and allthe wells will go dry. I am drinking my fill, so I won’t die and be left for thevultures to feed on. Come on down—the water’s fine!”The foolish goat didn’t stop to think but jumped right down into the well.The fox, of course, wanted to use him to get out of the well. He leaped at onceon the goat’s back, set one foot on his horns, and jumped out of the well.As the fox left, he called out to the poor goat, “You’re a silly goat, myfriend. Otherwise, you would have looked before you leaped!”Moral: Think how you will get yourself out of a difficult spot before you getyourself into one.2The Goose That Laid the Golden EggsA farmer had a gray goose which gave him a big surprise one day. In her nest,he found a strange egg which was as yellow as gold and very heavy. At first, the farmerwas certain someone had played a trick on him. Then he realized that the egg was realgold.“Wife!” he chattered happily as soon as he got in the house. “See what our graygoose has laid—an egg of real gold!”The next day the farmer found another golden egg in the nest. And the next dayhe found another. It was wonderful! But by this time, the farmer had grown greedy formore and more wealth. “Why should I wait?” he thought. “If I cut the goose open, Ishall get all her golden eggs at once. I will have great wealth in a minute!”So, with great boldness, the farmer killed the goose, but found not a single egginside. And his good gray goose was dead.Moral: People who are greedy often throw away what they already have.The Old Lion and the FoxA lion grew so old that he could no longer hunt for his food. But old or not, hehad to eat, so he thought of a scheme to solve his problem. He would pretend he wassick. Then, when any animals came to visit, he would eat them up.The lion’s scheme worked out just as he had planned. He lay down near themouth of his cave and began to groan. One after another, the beasts came to ask himwhat the matter was. The lion invited them in, and that was the end of them.One day, the fox heard the lion groaning. He came up and sat down in thehollow of an old tree outside the lion’s cave. “Aren’t you feeling well?” he inquired.“I am very ill, my friend,” the lion replied. “It is so lonely lying here bymyself all day. Do come in and visit me for a little while.”“Well, I’d like to,” responded the fox. “But I see by the tracks that you’ve hadquite a lot of animals visiting you lately. I also see that the tracks go only one way.Until the animals that have gone into your cave come out again, I think I shall visitfriends elsewhere.”Moral: Be warned by what happens to others.3The Monkey and the CatA monkey and a cat were pets in the same house. They were good friends andwere always doing something naughty together. One day they were sitting in front of afire, watching some chestnuts roasting.“How nice it would be to have some chestnuts,” the monkey sighed. “You’re nocoward like me, Kitty. You are so brave. Pull some chestnuts out of the fire, and weshall have ourselves a fine treat.”Now the cat didn’t want to put her paw so close to the flames, but she wasflattered by what the monkey had said about her. So she crept carefully right up to thefire and, just as carefully, drew out a chestnut with her paw. Even though she burnedher paw each time she did this again and again. As fast as she pulled the chestnuts outof the fire, the monkey gobbled them up.At last, the cat could stand the pain no longer, and she sat down to lick her paw.Glaring at the monkey, she said, “Next time, I’ll know better. I’ll never pull chestnuts outof the fire for you again.”Moral: Watch out! The person who flatters you always wants to get something outof you.Based on your reading of these four fables, which animal is portrayed most favorably? A. Fox. B. Goat. C. Lion. D. Monkey. Please give me the correct answer to this question.

 

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August 2, 2022by

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Compose a 1000 words essay on EXPECTING THE UNEXPECTED HOW SWAT OFFICERS AND FILM CREWS HANDLE SURPRISES. Needs to be plagiarism free!

2005 pp. 336). Bricolage is dependent on sociocognitive resources developed by group members, this is done through work draft agreements, reinforcement and involvement of task operations while enabling the development of cross-member expertise. Researchers have started to pay attention to surprise as a crucial element within business operations. (Lampel & Shapira, 2001. Weick, 1995. Weick & Sutcliffe, 2001). Surprise is defined as a split from the normal expected outcome that the participants did not anticipate. Surprises include components within organizations that are unforeseen and pull away participant’s concentration away from progressing on the work. Surprises are fascinating as they demonstrate the extraordinary methods in which various firms come across uncertainties and adjust, while at the same time offer openings for further analysis for future robust action. (McDaniel, Jordan, & Fleeman, 2003. Weick & Sutcliffe, 2001).

they happen. This research is interested in the determination of the frequency and success in how police Swat and film crews react to surprise and their preparation to change. This research paper is also interested in how the organizations redirect operations as circumstances change and development of collective resources. Analysis not only requires the investigation of group members’ responses to surprise, but also studying the process that facilitate rapid response. The study made comparisons on organizational practices on both categories of organizations and their mode of expecting, anticipating, and sometimes embracing, the unexpected.

The title of the article is plain and clear to the content and the rationale of the research. It concisely explains all the facets of the research in the interested article, which is how swat officers and film crews handle surprises. Hence the title of the article is a reflection of the the

 

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August 2, 2022by

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My answer:

Floating exchanges rates have both advantages and disadvantages. Some of the advantages include: first, it used to eliminate excess volatility because the central bank of each country is at a position of the determining exchange rate based on the predetermined goal but the set exchange rate is allowed to vary depending on the changes on the BOP, foreign exchange reserves and rate which is quoted outside official market (Nipan, 2020). Essentially, in floating exchange rates, authorities and government intervene and create a financial environment that reduces uncertainty. For example, when there is uncertainty in the exportation, disruptive exchange rate changes can be implemented which help counter exporter’s uncertainty. Second, use floating exchange rates systems protect economies from external shocks (Nipan, 2020). For example, a decrease in the oil prices as a result of the decrease in the customer demand, attributable to disruption in the supply chain due to impact of the COVID-19, economies with floating exchange rates respond accordingly. Finally, in the floating exchange rates, BOP deficit corrects automatically. For example, when there is BOP deficit, floating exchange rate tends to depreciate thus making the exports competitive restoring equilibrium to the BOP (Nipan, 2020).

On the part of the disadvantages of the floating exchange rate systems include: there is a high level of the uncertainty because the value of the currency keeps on changing which may adversely affect business people; may discourage investment because companies are not sure whether the currency will appreciate or depreciate given the high level of the uncertainty with this type of the exchange rate and finally, fluctuation in the day-to-day exchange rates could cause people to make speculation on the future of the exchange rate which might lead to high rate of the exchange rate fluctuations (Nipan, 2020).

The free market economy would be the best system that would be most suitable in the present economy. This is because it would promote production efficiency, entrepreneurship and effective allocation of the resources (Agarwal, 2020). Multinational companies would develop innovative ways of the risk management which would help in reducing some levels of the volatility that are currently experienced. Similarly, in the free economy, integration of the economies will be enhanced and use of the foreign money market that will help in reducing to a bigger extent foreign exchange rate risk.

Other student reply to me:

I agree that a major disadvantage of having a floating exchange rate is the uncertainty companies face when doing business with other countries. I was wondering in general how many countries have been affected by this pandemic because not only are countries buying less, they’re now getting themselves into debt as the currency devaluesall over the world. At the same time, it’s interesting because it is all dropping at the same time so perhaps it will also restore at the same time. Here’s to hoping for a bright side.

Please write a response to that comment.

Student 2:

One of the advantages inherent to a floating exchange rate system is the fact that the main determinant in the rate values are market forces. This allows for complete flexibility as the exchange rate value adjusts on a continual basis to changes in supply and demand. Such a system allows a country to be more insulated, or less effected by inflation of other countries. If the US experiences high inflation rates, then another country with whom they trade with, such as the UK, will purchase less goods since the value of the pound is worth less in comparison to the dollar that it was before. The pound will consequently appreciate in value in comparison to the dollar, which will cause goods from the UK to appear more expensive to the US when in fact the price has not risen, but a great number of US dollars is required to make the purchase due to the dollars inflation. This allows for an advantage to the UK, but a clear disadvantage in the system for the US as goods purchased from the UK will require more dollars to purchase. Under a fixed rate system, government intervention would allow the US to purchase goods from another nation to avoid the increase in price due to the countries own inflation.

Similarly, poor unemployment rates in one country have less effect on other countries. If the US were to lower the amount of goods purchased from the UK due to economic uncertainty, the demand for the British pound would decrease as well to the US. This could cause the dollar to appreciate to the pound, which will make goods from the UK require a lower number of US dollars to purchase. But this also creates a disadvantage for the country where unemployment is high as foreign goods will be purchased at a far greater rate than domestic goods do to the lower price, or lower amount of dollars required to make the purchase. Under a fixed rate system, the UK government would intervene in a way to maintain the value of the pound even if the US were to lower the number of goods, they purchased from them. The US government would also intervene be offering incentives to domestic manufacturers.

An alternative system that might be better suited to manage the present world economy is the pegged exchange rate system. Under this system, a countries exchange rate value is “pegged” a foreign nations currency or to an index of currencies. Many countries peg their currency to the US dollar as a means of stabilizing that countries exchange rate since the US dollar is a stable currency. This allows the foreign nations currency to “move against non-dollar currencies to the same extent as the dollar does.2” If more countries were to employ the pegged exchange rate system, the economies of these nations would move in conjunction with one another.

Please comment on student 2’s answer

 

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