Lending Club reject stats

I found the instructions somewhat confusing, so although this is only a discussion board post for a senior level analytical accounting course, I classified it as a masters platinum level since I felt you should be compensated better for the complex nature of the post.  I’ve attached all the information provided by the instructor.  No need for a cover sheet, but please us only USA sources cited and referenced with the appropriate link to the source as per the newest APA7 rules.  Thank you in advance.

 
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