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write my assignment 9344

If Beene demands an annual return of 7% and pays for the investment immediately, how much should it be willing to pay? Ken Francis has been offered the possibility of investing $2,745 for 15 years, after which he will be paid $10,000. What annual rate of interest will Francis earn? Number of periods of an investment Megan Brink has been offered the possibility of investing $6,651. The investment will earn 6% per year and will return Brink $10,000 at the end of the investment. How many years must Brink wait to receive the $10,000? Betsey Jones expects an immediate investment of $57,466 to return $10,000 annually for eight years, with the first payment to be received in one year. What rate of interest will Jones earn? Keith Riggins expects an investment of $82,014 to return $10,000 annually for several years. If Riggins is to earn a return of 10%, how many annual payments must he receive? Present value of an annuity Sam Weber financed a new automobile by paying $6,500 cash and

 

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July 13, 2022by

write my assignment 3953

our text points out that crying is the first way that babies communicate, letting parents know they need food, comfort, or stimulation. Infant crying can also be an expression of pain (Craig, Gilbert-MacLeod, & Lilley, 2000). There can be many causes of excessive crying, but if diagnosable medical conditions are ruled out, it could be infantile colic. From what you have read in our book, what may be contributing factors? Have you known anyone who has cared for an infant with colic? What was their experience? I think this is an important topic for many reasons, including the existence of shaken baby syndrome in our society and its possible relationship to a caregiver failing to cope with/appropriately respond to an infant’s crying.

 

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July 13, 2022by

write my assignment 26207

Helen is 75 years old and she and her husband have been customers of Monash Bank (the bank) for 30 years. Since Helen’s husband died Helen often visits her local branch of the bank to withdraw her monthly pension. On one visit to the bank in November 2015 she tells her regular bank teller Don that she can’t afford to buy her grandson the present he wants for Christmas this year. Don tells Helen that he can help her with that and informs her she is eligible to loan some money at ‘next to nothing cost’ because she has been such a loyal customer.

The following Sunday evening Don visits Helen at her home. Helen feels uncomfortable letting him into her home on a Sunday night but Don just walks in. She invites Don into the kitchen and offers him a cup of tea. Don explains he has come to follow up about getting that extra cash. He produces a contract and starts to ask Helen some questions. He asks her if the money is just for extra personal expenses and inquires as to how much money she receives each month and whether she has any existing debts. Don does not ask Helen about any other outgoings / monthly expenses. Don tells Helen that the bank can lend her $10,000 at a low 5% interest rate. He does not advise Helen that the associated fees and charges for the loan represent a true comparative interest rate of 15%. Don also does not tell Helen that he is paid a commission for each loan he signs up. 

Helen has low vision and no education. She has been a housewife for 55 years and always relied on her husband in financial matters. Don can see that Helen is hesitating and says to her “if you don’t sign now this one off offer won’t be available again. It would be a shame to not spoil your grandchildren this Christmas. It could be your last”.

Helen signs the loan contract and three months later has defaulted on making repayments.

REQUIRED:

Discuss the different ways (if any) Monash Bank has breached both relevant common law and legislation. *You must limit your discussion / analysis to only law we have covered up to and including the week five lecture and week six tutorial. However, for this answer, do not include/apply the Australian Consumer Law (ACL) nor apply ‘soft law’ such as the Code of Banking Practice.

What cases and legislations from banking law should I apply in analysing this case?

 

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July 13, 2022by

write my assignment 23081

Hello, I am looking for someone to write an essay on Is the Queensland Australian prison system in need of reform. It needs to be at least 500 words.

Prison deaths often fall into two categories. There is the natural and unnatural death. An unnatural death may be defined as suicide, drug overdose or murder. However, it can be noted that all deaths by drug overdose and suicide remain questionable. This stem from the reason that prison murders can be staged to look like suicides or drug overdoses. Hence, the term “unnatural death”. For instance, Sir David Longland Correctional Centre (SDLCC), in Queensland, has been reported to have the highest prisoner mortality rate for unnatural deaths than any other Australian maximum-security prison. Over the last decade, an estimated twenty-eight prisoners have died unnatural deaths.

The criminal justice system in Queensland, Australia is designed to deal accordingly with people who do not obey the law. At first glance, Queensland’s criminal justice system appears to be fair and just. However, beneath the surface for those that are going through the system, there appears to be injustices, particularly for marginalized citizens, those without power, contacts, or knowledge (Egel, 2007). Circumstances surrounding the unnatural deaths of these prisoners are symptomatic of the observed secrecy that cloaks the Queensland prison system. There seems to be a self-serving secrecy the Queensland Department of Corrective Services has steadily fostered by applying censorship tourniquets that may suppress politically sensitive information ever reaching the media. The Queensland Corrective Services Act 2000, for instance, has been specifically implemented to reinforce that method by regulating the media’s access to Queensland prisoners. It is those restrictive practices that may have allowed the killing incidents of Queensland prison facilities to flourish.

There are four main goals of prison confinement. These include Incapacitation, Retribution, Rehabilitation and Deterrence. Incapacitation focuses on

 

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July 13, 2022by