Assume you are an HR consultant to a small business with about 40 employees. Visit the web site http:// and answer the following questions:

1. Provide a summary of the web site detailing the types of information available to small business owners.
2. At the present time, the firm offers only five days of vacation, five paid holidays, and legally mandated benefits such as unemployment insurance payments. The owner is considering offering other benefits to increase employee retention. One of the benefits being considered is some type of retirement plan. According to this web site, what type of retirement savings programs are available to small business employers? Which retirement savings program would you recommend and why?
3. In addition to a retirement savings plan, what other benefits would you recommend and why?

Write 8 page essay on the topic Risk Study Report (occupational health and safety).

Individual and commercial insurance is a good way to reduce the personal as well as commercial financial risks.

I have selected the J. Paul Getty Museum as the visiting location. The location is situated in Los-Angeles. Los Angeles itself is blessed with beautiful landscapes and the building of the museum is made uniquely so that it would attract as many visitors as the museum can hold. On the other hand the entry to the museum is absolutely free, while visitors are charged $15 for the parking. However, after 5p.m the parking is free too. Museums are good places to find cultural, religious and ancient aspects of the location. Around 1.3 million people visit the museum each year (The J. Paul Getty Museum, 2012).

The most significant feature of the tourism business is the capability of the operators to deal with the risks and associated factors regarding the tourism business. It is equally viable for the operators to maintain a smooth, receptive and cost efficient insurance that will ensure to meet the legal necessities and requirements.

Risk management ensures to make clear reduction in the unnecessary and unintentional events. However, it is important for the risk managers to develop such strategies to reduce the impacts of the unplanned events. The third important perspective of the risk management is to improve the capability to have full control on all the events and associated risks and maintain cost-efficient insurance within the business environment.

Risk management strategies will ensure to enhance the recognition of the risks, analyze the risks and the make strategies to reduce the risk. It not only benefits the organization but also the individuals. On the other hand, the risk management techniques will help to face the accident and help us to be prepared for any accidents. The techniques will also reduce the severity and the after effects of the accidents. Financial damages are heavily influenced by the